We believe that sound financial advice and long-term strategies will help you achieve your goals more quickly than short-term risky investments. We serve our clients best by providing “slow and steady” advice.
Our Services
Retirement Planning
- Diversifying your retirement income
- Defending against market volatility
- Estate planning advice
Estate Planning
- Tax considerations
- Beneficiary designations
- Coordinating with Estate Attorney
Wealth Management
- Stock and mutual fund recommendations
- Portfolio rebalancing
- Tax efficient investing
Our Experience Can Help You Succeed
As any successful individual can tell you, they didn't get to where they are alone. They relied on advice from experienced advisors, business partners, family and friends along the way.
We've dedicated our life to providing expert financial guidance to families and businesses. Along the way we've developed a keen sense for solving financial problems and helping our clients plan and prepare for the future. We can bring our years of experience to work for you.
Here's a short list of what you'll find with us:
- Cost savings - We invest in a cost-efficient way by considering your overall portfolio from an investment and tax standpoint.
- Always available - We know that questions about your finances, or sudden changes, can occur at any time so we're always available to provide you with answers or guidance.
- Strategies that suit your needs - You will feel secure and confident knowing that together, we've explored all of the options before implementing a financial strategy that best suits your needs.
- Depth of knowledge - While working with many clients over the years, we've developed a great deal of knowledge regarding the pros and cons of various financial decisions. We can bring this depth of knowledge to your unique situation.
- Regular updates and conversations - We keep you informed and confident by providing regular account updates and in-person meetings. We'll be there to review and rebalance your portfolio to ensure you're on the right path.
Let's discuss your needs.
Frequently Asked Questions
More questions?
Please give us a call at
206-552-9796.
We're always happy to answer
your questions.
What are your fees?
There is no charge for the initial consultation meeting. We are a “fee only” firm. Since we take our fiduciary responsibility seriously, we are never paid by anyone but our clients. The fee is based on the dollar value of assets under management.
What's the best way to get started with your firm?
Give us a call at 206-552-9796 and we'll set up a first meeting with you to discuss your needs. After the meeting we'll put together some information and ideas for strategies that best fit what you've told us about your goals. Next, we'll present these ideas and plans to you and you'll decide whether to make us your advisor.
What type of Investment Management reporting will I receive?
Trade confirmations and monthly account statements are provided by your account custodian. We manage our client accounts through an account custodian because of their low costs and excellent service.
How long have you been in business?
Angel Cruz has been managing investments for over 30 years. Angel was the President of Cruz Registered Investment Advisors, LLC from 2008 through 2017. Cruz Wealth Management, LLC, was created to provide clients with many of the services that traditionally are only offered through “family offices”, assisting clients with needs ranging from business planning, estate planning, personal financial plans, wealth management and much more.
More questions? Please give us a call at 206-552-9796.
We're always happy to answer your questions.
Get a Second Opinion About Your Financial Plan
Our second opinion service is more than just a discussion about money and financial strategies. We want you to decide if we're a good fit for your needs, and we want to see if we can truly add value to your life.
Schedule a meeting with us for a second opinion and here's what you'll get:
- We'll spend most of the meeting discussing your needs and listening to your answers.
- We'll answer all your questions regarding our fees and the services we provide.
- We'll talk about your current investment strategy and make notes for our follow-up conversation.
Although we may discuss ideas during the meeting we want to spend most of the time listening, rather than immediately trying to provide solutions.
After the meeting we'll put together some information and ideas for strategies that best fit what you've told us about your goals and income. Next we'll schedule a follow-up conversation in which we'll present our second opinion about your current plan.
There's no obligation for our second opinion service and any information we provide during your meeting and afterwards is yours to keep.
Call or email to schedule:
- 206-552-9796
Our office hours are 9:00am - 5:00pm PST.
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